(file photo/farmnewsNOW Staff)

By Alice McFarlane

2025 cash advance applications open

Advance Payments Program provides cash flow until farmers can sell agricultural products

Feb 14, 2025 | 11:00 AM

Thousands of Western Canadian farmers meet their cash flow needs through an Advance Payments Program (APP) cash advance from Canadian Canola Growers Association (CCGA).

APP is a federal loan program that offers farmers marketing flexibility through interest-free and low-interest cash advances through their unsold crop and livestock inventory.

CCGA is now into its 40th year of running the program and Vice-President, Finance & APP Operations Dave Gallant said farmers can apply for a 2025 cash advance during the early application window.

“Now is a great time for farmers to get their application submitted, so we can process their paperwork and provide the spring operating funds they need as quickly as possible,” Gallant said.

For 2025, farmers can apply for up to $1 million in financing, with the interest-free component at $100,000 and the remaining at CCGA’s interest-bearing rate of prime less 0.25 per cent.

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Every year, over 10,000 farmers in Western Canada take advantage of cash advance from CCGA.

“The combination of no-interest and low-interest financing can result in significant cost savings,” Gallant said.

First-time applicants are encouraged to apply through CCGA’s contact center by calling 1.866.745.2256 while returning customers can also use the self-serve options available in their online account.

CCGA will begin issuing cash advance funds on Apr. 1.

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alice.mcfarlane@pattisonmedia.com

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